Are you rich? Or are you poor?

Are you rich? Or are you poor?

This is a small research which I have done recently based on the net annual household/family income before tax in Delhi and/or NCR.

At least most of the figures are approximate(plus minus) (some facts, and the others safe yet calculated estimated based on my research).

I have assumed that Delhi has a population of about of about 1.5 cr so the number of families should be around 50 lacs.

I am talking of both black/white money combined from all sources including dividends, interest, rent etc.

I have assumed that for every white rupee, there is at least around 1-3 rupees which is black.

POOR
%age of families: Bottom 25-50% of the population
USA: <$60,000
Delhi: < 8 lacs annual

LOWER MIDDLE CLASS
%age of families: 50% (At least 15-20 lac families in Delhi)
USA: $60,000+
Delhi: 10,00,000 – 18,00,000
Net/Tax paid monthly income/Cash in hand(per month): 50-100k
Characteristics:
Lower level Govt employees, lower/lowest level professionals, freshers.

MIDDLE CLASS
%age of families: 15% (Around 7-8 lac families in Delhi)
USA: $120,000+
Delhi: 20,00,000 - 35,00,000
Net/Tax paid monthly income/Cash in hand(per month): 1L-2L
Characteristics:
Very average/poor lifestyle.
Can afford to have one/two basic cars, but 1 hour daily journey may make the petrol bill almost unaffordable.
They can barely buy brands like Levis except during sale.
They can afford to eat out in low end restaurants, but not very frequently.
They can afford to go for a domestic trip to an average place and spend modestly.
Foreign education/travel, out of reach.
Basic engineers/doctors, lower level managers.

UPPER MIDDLE CLASS
%age of families: <3-5% (Around 2-3 lac families in Delhi)
USA: $175,000(USA)-250,000(NY)
Delhi: 40,00,000 – 75,00,000
Net/Tax paid monthly income/Cash in hand(per month): 2.5L-4L
Characteristics:
They can afford to live an acceptable lifestyle in the eyes of most people.
They can afford to keep 2-3 low/medium priced cars.
The richer of this segment can afford to shop for brands like Tommy, CK, Guess at at malls at full retail.
They can afford to eat out in a decent restaurant at least once a week, and many can afford five stars once every (few) month(s).
The rich of this segment can afford yearly foreign travels to countries like Singapore/Hongkong for a week or so. The baseline can afford such a trip about once in 2-3 years or so. But even the rich in this segment can’t afford yearly trips for the entire family to European countries, especially for a week or longer.
Some of them can afford foreign education, others need to struggle and still need some form of scholarship. Even those who can afford it, will really struggle paying a 1 cr per 1 degree bill.
Majority of the doctors/lawyers/professionals/managers, small businessmen


MASS AFFLUENT (Comparable to High Net Worth Individuals/Millionaire Households)
%age of families: <1% (Around 20-40k families in Delhi, approx)
USA: $350,000(USA)-500,000(NY)
Delhi: 1,00,00,000 – 2,50,00,000
Net/Tax paid monthly income/Cash in hand(per month): 5L-12L
Characteristics:
They can afford to have a reasonable lifestyle in any part of the country.
Although people who are borderline can’t afford Accords, many of them do buy one. They can easily afford to keep multiple cars in the range varying from Hondo City/SX4 to Superb/Laura/Civic and even Accord/Mercedes for those around the 2 cr annual mark.
They can afford to buy brands like Tommy Hilfiger and above, Gant, sometimes Ed Hardy/Diesel (depending on the exact income) at full retail.
They can afford to eat regularly/frequently in good restaurants and at least once or twice a month in five stars.
They can afford foreign education but not to an unlimited education eg: If there are 3 children and all of them want to do both Bachelors plus Masters abroad at the rate of about 1 cr per degree, then that could be a problem.
They can afford foreign travel (in low/medium priced five stars) at least once a year to a moderately expensive country
Well off doctors/lawyers/executives, medium size businessmen

AFFLUENT
%age of families: 0.1%(Perhaps less than 5000 families in Delhi, out of 50 lacs)
USA: $1,600,000
Delhi: 3,00,00,000 – 7,50,00,000
Net/Tax paid monthly income/Cash in hand(per month): 15L-40L
Characteristics:
Usually they can afford to maintain reasonable living standards in most parts of the world.
They can easily afford Accord or even Mercedes E(+) class.
They can afford to buy brands lke Gucci, Prada etc at full retail.
They can afford to have at least one meal a week in a five star, assuming 1 meal = 4-5 people, perhaps 2-3 meals a week if not more as well.
They can easily afford foreign education to any extent required.
Richest doctors/lawyers/CEOs, Directors of Ltd companies, celebrities, big businessmen

RICH (Comparable to Ultra High Net Worth Individuals)
%age of families:0.01% (Around 500 or so)
USA: $5,500,000
Delhi: 10,00,00,000
Net/Tax paid monthly income/Cash in hand(per month): 50L or more
Characteristics:
Usually these people can afford to live in any part of the world and still be called rich.
They usually don’t need to buy anything less than a Mercedes E/S equivalent of India
They can afford to buy pretty much any brand in the market.
They can afford to keep nearly all/all their meals in five stars.
Richest few of the country, most of them are the richest industrialists of the country and some are super rich celebrities (usually only actors)

How do you face a liar?

What do you do when everybody around you lies to you?

When people scream lies on your face, looking into your eyes?

When they ask you to fuck off when asked for a guarantee?

When they have been proven to be wrong time and again?

And what do you do when the only people you have is them?

And when these people encompass everybody from God to your parents, from well wishers to your teachers, from your friends and so on.

And what do you do when they don't give a fuck if you die?

Is it worth it?

Why is God so fucked up?

Should you take Hitler's path and kill?

Or

Should you take Hitler's part and kill yourself?

Who was it?

Who knocked on my door
And then walked away before I would know
Who promised me big dreams
But was nowhere to be seen
Who always kept herself in care
And rarely ever shared a word fair
Who was forever in my imagination
But who never came very near
I guess she was a dream
Now what will happen even if I scream
Should I quit life
Or have it take its toll (on her)
Should I commit suicide
Or wipe the happiness of her face
Were there more people involved
Do you think I should fear
Or do you think it is time to just let me life tear apart
Time has passed and is still passing
But my due date is nowhere near
Albeit in my youth must I die
Justice still denied. Fuck God, that is why!

The Lonely Drift

I walk alone. All on my side, but, yet alone. I flow with this dirty tide. No friend do I have, none on my side. I never experienced companionship. I wish I wasn't born. I wish to stop fighting soon enough. But my creator doesn't let night dawn.

Why don't I have friends you may ask? Thank God I don't have those who anyway won't last. Well, I don't really mean to say that I thank God, partly being an athiest. But anyway, what is the point of having people who are not good enough for me? What is the point of people I don't regard equal to me?

At least I am gifted. And I am alone gifted. Well, at least I call one in a billion to be alone, don't know about you. So I had to probably be born alone. But to apply the Law of Symmetry, mustn't I die alone too? I don't know, I am yet to master this unchanging law I discovered.

I hate life. I love death. I love to be no more. I love to not be alone any more. What a fool I have been? Always been truthful and honest to be shredded to tears and left crying but still having death spare me. I don't wish to continue this journey too long. But alas, the path has just begun and everything has gone all wrong.

Let us get back to the task. Let REVENGE be my mask, to hide my tears. Let money rule, let the cruel seem CooL, I don't want to become another fool by diving into the pool of the commoners yet again.

I know I have disappointed my readers, but, I hope that you like this one and enjoy it until the times dawns for another pun, and I am really sorry, but not forever will those relying on me see the Sun.

Peace!

And remember, revenge does bring peace. Although it is wrong, it makes you strong.

Fuck!!

Jaane wale ko kaun rok sakta hai :S

How can I stop somebody from going? How can I save somebody from dieing? How can I save the person from crying? And why should I now even start trying?

Hone ko to sab kuch ho sakta hai, bahut mil sakta hai, aur kuch kho sakta hai. Par kara kyun jaye, waqt se ladha kyun jaye. Bin soche samjhe mar kyun na diya jaye? Why not at least try?

I cant help it. I was made to do it. I don't wanna help it, I better get down to it.

I will be back and it will only take a "soon". Don't you worry, just enjoy your noon, nap mera matlab oye :P

Too much to do, too short a time left, let me get going now, and leave the rest to myself! :D

(HAHAHAHAHA)

Bhoots do Exist

Had exams going. And was spending some time breaking the ceilings of high range IQ tests as well, well, almost. lol

Well, coming to the point. According to paranormal science, bhoots or ghosts as we call them do exist in reality. They are definitely not a part of our every day living. However, to call them non-existent would technically wrong, wrong, and misleading.

Bad (most of the time invisible) spirits do exist and when they take birth as a human we call them psychopaths. I personally know of one for sure. But that is of course besides the point. No matter what some saints say, of course only those who are deprived of advanced scientific knowledge, there is no denying that spirits do exist and not all spirits are angels.

Although I don't want to send shivers down your spine nor keep you up late at night with goosebumps, but the next time you hear of a story, try not to belittle it. And NO it hasn't really ever happened to me as yet, thankfully :)

Don't Take It!!!

Do I think ill for the person I once loved(now I only love my angel who is imaginary)?
Not really.

Would I be happy if is harmed and cries?
Of course, yes...But,

I don't want to harm her. I understand that being a sociopath God has indeed chosen a tough life for her where she will never have the chance of feeling any genuine love or deep happiness. I pity her and want to make her a human, and I surely will, in my next life.

However, being human, I can't get over the pain I am going through and her unhappiness genuinely will put a smile to my heart. I don't even want to loose this feeling because as it is I will never get even the slightest happiness or peace in this life. So, why should I loose something which at least gives me some happiness?

At least this much is my right, is it not? I am not harming her, not even thinking ill of her. But if something bad does happen to her, independent of me, then why can't I be happy? In my next life of course I will try my best to forget about this life and love her enough to convert that stone brick into a warm heart.

But as of now, what can I do? Ain't my fault, sorry!!